Market Returns: All data is indicative of total return which includes capital gain/loss and reinvested dividends for noted period. Index data sources; MSCI, DJ-UBSCI, WTI, IDC, S&P. The information provided is believed to be reliable, but its accuracy or completeness is not warranted. This material is not intended as an offer or solicitation for the purchase or sale of any stock, bond, mutual fund, or any other financial instrument. The views and strategies discussed herein may not be appropriate and/or suitable for all investors. This material is meant solely for informational purposes, and is not intended to suffice as any type of accounting, legal, tax, or estate planning advice. Any and all forecasts mentioned are for illustrative purposes only and should not be interpreted as investment recommendations.  Clear Perspective Advisors LLC is an investment management firm based in Aurora, Illinois. For information concerning Clear Perspective’s services, fees, and important disclosure information please visit www.adviserinfo.sec.gov and enter the firm’s name in the investment adviser search field and review the firm’s ADV Part 2A disclosure brochure.  “Securities offered through Ausdal Financial Partners, Inc. Member FINRA/SIPC 5187 Utica Ridge Road, Davenport, IA 52807 563-326-2064 www.ausdal.com”. Clear Perspective and Ausdal are separately owned and managed.